Seeing RED

Yes.... I am.
You see, I do not know the real beginning of this story. I will have to begin with where my nightmare begins.
Monday am, I swing through Jack in the Box for a coke. Swipe my atm.
Monday afternoon is insane @ work & after I run a few work errands I swing through the Mc Donald's drive through. The guy in the drive thru window tells me my card was denied. {okay, whatever, he hardly spoke English, I figure he probably can't work the machine}.  I paid with cash. That was a 2pm.\
Monday around 4:30ish I try to pay a bill online with my debit card & it's denied.
I remember McDs.
I check my bank online.
Balance seems right... there's money in it.
Run the debit card as a atm not a credit & it goes through. :)

That night I talk to Jose about it & he goes to bank website.
He notices what I overlooked. $400 in pending transactions.
And the fun begins.
A call to the bank reviles that my atm card has been shut down due to suspicious activity. 2 $200 charges at JC Penny's in the mall the next town over.
I get my card canceled. New one ordered. Fraud claim filed.
The CS rep told me there were quite a few charges that tried to come in Monday afternoon that they declined.
Go to the bank Tue afternoon & fill out the paperwork.
Lament about it..... and figure that's the end of it.

It looks like someone sniped my card. I never let my card out of my sight - here's an interesting story about what crooks do to get your atm info.

Tue & Wed morning I checked the account online & all was fine. Jose goes to the bank Thurs. am to deposit his check & get some cash back & he can't. There's no $$$ in the bank. More charges went through last night. Charges that they made Sat & Sun before my card was turned off so they let through. Causing my bank to go into the red. And piling on overdraft fees... because you know they paid them! 

It wasn't all bad. I did get the original $400 deposited back into my account late this afternoon --- & I promptly dropped everything and ran to the bank to get what was left out of it ---- before the damn bank let's someone take that.

Lovely, isn't it?